Will My Insurance Rates Change After A Car Accident

Car accidents happen every day, and can be quite a terrifying experience for those involved. A car accident can cause lifelong damage to your body and can completely total your car. Anyone dealing with such things probably doesn’t want more financial troubles, but a car accident can also drastically change your insurance premiums too. An insurer will see any accident on your record, and they will most definitely see this as a reason to raise your premiums. 

When you are involved in an accident, your insurer uses this information to determine how risky a driver you are. A driver with several accidents is probably riskier than a driver with none, and they pass this risk on to you. While it can be a headache, this increase in premiums is not permanent, and will likely go away after a few years. The best way to reduce your insurance prices is to drive safely. Nothing will impact your raised premiums like another accident. Multiple accidents may also impact your ability to ever get your premiums down, or reduce your eligibility for savings options with your insurer.

If you have been in an accident and are experiencing higher premiums, there are steps you can take to get rid of those extra charges. Your credit score plays a role in your insurance premiums, so working on your credit score is a great way to lower your premiums. Make sure to pay off any debt and address any issues you see in your credit report, and this will have a positive effect on your insurance. 

You can also check with your insurance company for discounts. Many insurance companies offer a number of discounts like safe driver discounts, good student discounts, and others. These discounts can go a long way to reduce your insurance premiums. You may also want to see if you can lower your coverage. Getting rid of coverage you don’t really need can really soften the financial blow of an accident. Changing insurance companies may be your best bet if none of this works for you.

If you are in a car accident, you should call Esposito Law Firm as soon as possible. We can help you navigate the legal system and will fight for your rights in court. With years of experience and a team of friendly and professional attorneys, we know that we have what you need. Call us today for more information regarding car accidents.

What To Tell The Police When You’re Involved In An Accident

Anyone that drives an automobile will likely interact with police at some point. Dealing with police for many can be very fear-inducing, but if you have been in an accident and not under the influence of drugs or alcohol, it is very unlikely for the police to attempt to arrest you. 

After an accident, the police are there primarily to help you and create a police report; they likely just want the information they need for the case. This means you should be honest with them and give them all the details. You should call Esposito Law Firm after an accident as well. Our team of attorneys will fight for your rights, and guide you through the legal process.

The first thing the police will ask you for is your license and registration. Once they have this information, they will begin questioning. The questions they ask are designed to make sure you are being truthful, so honesty is very important. One of the questions they will ask is have you been drinking or using drugs. If you have been, be honest and tell the police. They will find out one way or another and lying makes it harder for everyone. 

They will also ask you for information regarding the surroundings at the time of the incident. These questions could be things like “Was it raining?” They will ask about any outside force that may have contributed to the accident. If external conditions outside the control of either driver caused or influenced the accident, this could play heavily into your favor, especially if you are at fault. 

The police will also ask about details that will help establish fault. For instance, if you rear-end someone, they may ask how many car lengths were between the two cars involved. These questions may be hard to answer and if you are unsure, you should simply say that you don’t know. Any estimations may end up being incriminating, so know that you don’t have to give an answer unless you are confident.

If you are involved in an accident, don’t face the legal system alone. Call Esposito Law Firm today if you or a loved one have been in an accident, and we can help you get compensated for your damages. Our team of legal professionals will fight tooth and nail on your behalf. Call us today for more information.

What To Do When You Get Pulled Over

The police are widely considered a necessary part of American society, and while they are supposed to be there to protect you, many still get nervous when interacting with police. In America today, there is a lot of confusion surrounding how people should interact with law enforcement. Here at Esposito Law Firm, we care about our community and want you to have the knowledge you need to navigate the legal system. 

A big factor that anyone that has been pulled over needs to remember is that most police officers are just as nervous to be around you. Police know how the public sees them, and they know that they are disliked or distrusted by many. The biggest thing you can do when interacting with police is to act in a way that shows them you are not a threat. Even if you have broken the law, letting police know through your body language that you aren’t a threat will help you both be at ease. 

Remember to follow all traffic laws when pulling over, and to pull over as safely and carefully as you can. Make sure you use your turn signal. Any laws you break in the action of pulling over could stick you with additional tickets. Pulling over safely and calmly is a great first step to show the police you intend to cooperate.

The officer will usually be running your plate and making sure your car isn’t stolen before they approach you. Use this time to get your license and registration ready. Police officers almost always ask for these things, so having them ready will send yet another signal of compliance. Also make sure to turn down your music, and put out any cigarettes. All these steps can go a long way to help put you and the police officer at ease. 

Also make sure to be respectful and polite. Saying things like “Yes sir,” “Yes ma’am,” or “Yes office,”r can let the officer know you aren’t a threat. The more cooperative you are, the more cooperative the police will be. Remember this the next time you’re pulled over.   

If you follow these steps, you should have a relatively stress-free interaction with the police. However, if you are involved with the police and need representation, be sure to call Esposito Law Firm as soon as possible. Our team of attorneys will go the extra mile to ensure that your rights are respected.

What TV and Movies Get Wrong About Being A Lawyer

Hollywood is notorious for misrepresenting life events for the silver screen. This can often make better television or a better movie, but so many people base their understanding of the world on the things they see on TV. Lawyers are one of the many groups often misrepresented in television. Here at Esposito Law Firm, we care about our clients, and we don’t want there to be any confusion about the legal process when we begin working on your case. Below are just a few of the common misconceptions people have about our jobs, versus what working as a personal injury and criminal defense attorney is actually like. 

Many television lawyers can be seen helping criminals get away with their crimes. While this may happen on occasion, it is not a common practice, nor is it an ethical one for lawyers. Esposito Law Firm will not help criminals get away with their crimes. If a suspect’s rights have been violated, we will fight for them, and we provide comprehensive representation to give citizens a fighting change. However, we do not break the law and we do not represent our clients dishonestly. 

Lawyers are also depicted in the media as being greedy people who are very selfish. The truth is, lawyers are just people doing their job. They want to go to work and make a living like everyone else. There are greedy individuals in every walk of life, but lawyers across the board are not greedy people. Our team at Esposito Law Firm cares deeply about our community. We want to help ensure everyone has a fair chance when dealing with the legal process.

Lawyers are also depicted as being able to show up wherever they’re needed, whenever they’re needed. This simply is not the case. Lawyers often work longer hours than most for their clients, but even the most competitive law firms value a balance of work and involvement with family and community.. You will not always be able to have an in person meeting with your lawyer right when you need to, but you can always call Esposito Law Firm This means if you are involved in an accident or any other situation where a lawyer may be needed, it is important to take as many notes as possible. Write down numbers, take pictures, and get statements from witnesses. Do everything you can to give your lawyer a better chance of helping you win your case. 

If you or someone you love need legal representation, contact Esposito Law Firm as soon as you can. With years of experience and a friendly, professional team of attorneys, we can help you navigate the legal system successfully.

What TV And Movies Get Wrong About Drug Charges

Drugs have always been an attractive topic in American media. Many mainstream movies and TV shows have depicted drug use and abuse to varying degrees of accuracy. As with most topics, movies and TV are not always the most realistic representation of real life. Due to these discrepancies, there are many common misconceptions about what happens when one is charged with a drug-related offense. Here at Esposito Law Firm, we care about the well being of the people, and we want you to have the knowledge you need to avoid unnecessary legal trouble. 

Many TV shows and movies depict police planting evidence on suspects and then making an arrest. This can make for very entertaining and dramatic television, but rarely happens in real life. While there have always been allegations and some real cases, the overwhelming likelihood is that if you are arrested for drugs, there was enough evidence to warrant an arrest. In most states, they just need to prove that you had an illegal substance in your possession or intent to sell an illegal substance.

Many drug-related movies and TV series’ can also depict police brutally interrogating suspects, and occasionally using torture. This doesn’t usually happen in real life. Suspected criminals do in fact have legal rights, and the police know this. They also know that if they respect your rights, they are much more likely to get a conviction than if the suspect’s rights are violated. The police are more aware of your rights than you are, but the legal team at Esposito Law Firm knows your rights even better than the police. We look for any violation of your rights as leverage in your case because you deserve the utmost respect from the law.

What you need to do if you are arrested is to follow any instructions you are given and cooperate to the best of your ability. However, cooperating does not mean you are required to incriminate yourself. You do not have to answer any questions relating to your drug charge, and can instead wait to have an attorney present to guide you through the process. 

Call Esposito Law Firm P.A. as soon as possible to receive legal representation. We will fight for your rights as a Tampa citizen and ensure you receive fair, just legal action for any drug charge against you. 

Arrested for Possession in Florida? Here’s What To Do

Drug use has been on the rise in recent years all over the United States. With several states decriminalizing and even legalizing drugs that were once illegal, it is much more common for people to use these substances for both medical and recreational use. In Florida, for example, marijuana is an approved drug for some medical conditions, but it can still get you into trouble if you’re caught without a license. Other illicit substances can incur harsher penalties, including jail time, if you do not have a lawyer by your side. 

If you are pulled over for any reason with drugs in the car you may end up arrested for possession. Being arrested can be very scary and in some cases, it can induce panic. Here at Esposito Law Firm, P. A., we believe knowledge is power. Knowing how to handle being arrested can play out heavily in your favor.

The first step for you if you are arrested for possession is to stay calm. It is not the end of the world. You must remember that you are innocent until proven guilty without a shadow of a doubt. This means you should avoid giving the police anything else to charge you with such as obstruction of justice or resisting arrest. Your best course of action is to comply with anything they tell you to do and remain silent. It is your right to remain silent and not incriminate yourself. You should then contact your attorney at the first opportunity so they can help you through the rest of the process. 

Once you are taken to the police station, you may be placed in a holding cell. You’ll have a phone call first, and you need to use this phone call to contact Esposito Law Firm., P. A. Our team of legal professionals will fight hard for you in court. We can assess your case and determine the right course of action for you. Whatever the case may be, Esposito Law Firm, P. A. cares about you and your wellbeing. We can give you excellent advice and help you navigate the legal system with ease. Call us today for more information.