Florida Is A “No Fault” State, But What Does That Mean?

Florida drivers hear the phrase “no-fault state” frequently, but many don’t know exactly what that means. This knowledge is very important to anyone driving in Florida, as it greatly affects the aftermath of a car accident. Florida’s no-fault law means that both parties involved in a car accident depend on their insurance companies to file claims. This is the case regardless of who is at fault in the event of a car accident. This is why all Florida drivers must have personal injury protection insurance, and why reporting the accident to the insurance company is so vitally important to your case. Personal injury protection insurance covers medical expenses and lost wages. It also covers child care for everyone in the vehicle at the time of the accident. 

What this means for Florida drivers is that they can more easily seek medical attention, without having to jump through any unnecessary hoops. This means that Florida drivers don’t have to worry about a lawsuit to cover immediate medical expenses in the event of a car accident. 

Your personal injury protection coverage can also cover any passengers involved in the accident. 

Even though no-fault law protects all Florida drivers, it is still important to make a detailed account of the accident. If your injuries are severe or lead to permanent disability, you may be able to file a claim. You, as well as any passengers involved, are advised to call contact an attorney if you have any severe injuries. Florida drivers are very well protected already, but the no-fault law can’t always cover everything, so call Esposito Law Firm, P. A. if you are involved in an accident.

Florida’s no-fault law will only cover so much of your medical expenses, and if your injuries are severe enough, a personal injury claim may be the best option for you. Here at Esposito Law Firm, P. A., we care about protecting the rights of those involved in any car accident. Don’t foot the bill for someone else’s poor driving. Call Esposito Law Firm P. A. today to make sure your rights are protected.