What Happens When An Uninsured Driver Hits You?

Most states require all drivers on the road to have insurance, but that doesn’t stop people from driving without insurance. Regardless of the reason, if you are in an accident with someone that does not have insurance, it can be a big hassle for both parties involved. Don’t worry though, because Esposito Law Firm is here to help you. A lot is going to happen after your accident if the other party is uninsured, but Esposito Law Firm will be by your side through the entire legal process. We have a team of experienced attorneys that can help you get the compensation you deserve.

Florida is a no-fault state, but what does that mean? 

“No-fault” means that in the case of an accident, the insurance companies are held liable rather than the individuals involved. Most no-fault states have heavy regulations preventing lawsuits unless there were severe damages or medical expenses. This helps the victims of the accident receive compensation for damages or injuries quickly if they have comprehensive coverage. However, if one party is uninsured, this can cause problems. 

If the other party is uninsured, your insurance company will still typically be required to cover damages and medical bills if you have full coverage. You’ll need to make sure that you follow all of the normal steps you would follow after a normal accident. Once you’ve called the police and made sure everyone is okay, start gathering information such as the other driver’s address and damages to the vehicles. 

This means you need to make sure that you have a record of these things. Every dent and scratch needs to be documented. Make sure that when you seek medical attention, that you find a trusted doctor that will be thorough. It is also important to see a trusted and experienced mechanic. If you go to an inexperienced mechanic, they may not report/find all of the damage, and leave you to cover it. Anything your doctor and mechanic leave out of their statements will become your responsibility.

An accident with an uninsured driver can seem like an overwhelming experience. The legal obstacles can make it extremely difficult if you choose to not get legal representation. With the right team on your side however, your accident can be resolved very quickly. 

If you find yourself involved in a car accident, call Esposito Law Firm as soon as you can. We can get you the maximum compensation in a fair amount of time. Call us today!